How to withdraw money without fees in Indonesia?
Planning a trip to Indonesia?
– Plan to buy a SIM card for internet access
– Book your activities in advance with Civitatis
– Protect yourself with insurance offering good coverage. For example, with Heymondo (5% discount by using this link)
If you have a bank card that doesn’t charge foreign transaction fees for withdrawals outside the eurozone, you can hope to withdraw money without any fees at ATMs in Indonesia.
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You just need to find the right banks, as some charge fixed fees.
Here’s a summary table of withdrawal fees and limits.
This data was collected in Bali in June and July 2022.
Note that even with a withdrawal limit, it’s usually possible to make several consecutive withdrawals with the same card.
| Bank | Withdrawal fees | Withdrawal limit |
|---|---|---|
| Maybank | No fees | 3 million IDR |
| Commonwealth | No fees | 1.5 million IDR |
| Permata | 50,000 IDR | 3 million IDR |
| BCA | No fees | 2 million IDR |
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