Budget
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Société Générale Referral: get 20€
If you wish to open an account with Société Générale, provided you are of age and do not have a Société Générale account beforehand, I can sponsor you. Just fill in this form. You will receive an invitation e-mail a few hours later with your personal sponsorship code, which will give you 20€ when you open your account Loading.. (*) Valid sponsor promotional offer reserved for major Société Générale customers with an ongoing offer in their sponsorship area, up to a maximum of 12 sponsorships per calendar year. The 20€ will be paid within 3 weeks of the effective opening of the first Société Générale bank account by the sponsored…
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Card N26 Metal: Promo code, Review, Advantages, Insurance, …
To get a N26 card, click here (15 € free with the code jeanbenm0852). I already told you about the N26 card in this article. N26 offers 3 different options and the high-end version is called N26 Metal. N26 Metal costs 16,90 € / month or more than 200 € / year. This extra cost compared to the free card and the 9,90 € / month card obviously comes with advantages, let’s see if they are interesting. In addition to the aesthetic aspect (the card is made of metal, available in 3 different colors) which does not have a huge interest, the advantages are twofold: Benefits for partners A complete…
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Buy a cheaper airline ticket by paying in local currency
Interesting tip to pay cheaper airfares: put the price in local currency and see if the fare becomescheaper. What you need to know is that a plane ticket is charged in the currency of the country of departure Thus, a Paris – Istanbul will be invoiced in Euro and an Istanbul – Paris will be invoiced in Turkish lira. Usually you don’t see it because the company’s website will use your language and/or geolocation to convert the price into your own currency. This is where it becomes interesting since the company can convert : Using the real exchange rate (called the interbank exchange rate) By applying a small margin on…
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One-way flight more expensive than round trip: myth or reality?
While the vast majority of travelers book a round-trip airline ticket, there are cases where only a one-way ticket is required. This is our case as a digital nomad, we are constantly traveling around the world taking only one way trips. There is a myth that one-way tickets are more expensive than round trips, which seems surprising. Let’s take the example of a one-way Paris – New York, non-stop, on February 15, 2020. Search for a one-way ticket with a price comparator By using a flight comparator such as Skyscanner and sorting the results by increasing price, we’ll get there. The cheapest result offers the low cost airline Norwegian with…
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Travel outside the Euro zone: Money exchange & withdrawal
When traveling outside the euro zone, the question regularly arises: how will I pay on the spot? Where to change money to get local currency. Small article to introduce you to the different options and traps to avoid. Install an exchange rate application on your phone This is an indispensable practice, to be able to convert prices in local currency into euros. Exchange rates are set according to supply and demand on the financial markets and fluctuate 7 days / 7 24 hours a day. On an Android phone, the “Exchange Rate” application is fine. On iOS, you can use “XE Currency”. It will be useful for you, as much…
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Airport lounges: How does it work? How much does it cost? How to get there?
Recently, I have been lucky enough to be able to access airport lounges during my travels. Like many, I have often wondered what is behind those beautiful doors of “Airport Lounges”, “VIP Space” or “Lounge Space”. Let me explain how it works. An airport lounge: what is it? An airport lounge is a space that allows passengers to wait for their flight in more comfortable conditions than traditional waiting areas at boarding gates. These spaces are rented : Either by airline companies who make them available to their customers Either by private companies that market access to these fairs Either by bank cards such as Mastercard or American Express which…
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How much are Air France Flying Blue miles worth? How to use them?
When I first became interested in the Air France Flying Blue miles that can be obtained with an American Express Air France card, the question of their value inevitably arose. The least we can say is that it isn’t very clear, that “it depends” and that the value of your miles can vary considerably depending on how you use them. It is therefore important to calculate their value each time you use them. Here are a few examples with the different ways you can use your miles. Buy an Air France plane ticket with miles Example of a round trip Paris – New York. Go on January 15, 2020, return…
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Total transport budget Round the world 2017 – 2020 – 29 countries crossed in 3 years
For the 1st round-the-world trip, I have listed all the transportation costs between cities/countries of the 21 countries here.For this 2nd round, I will do the same thing. I hope that it will help you to organize our trip and/or estimate your transportation budget as accurately as possible. You will see below some actual costs The estimated cost is 6000€/person to cross 29 countries, at a cruising pace (1 month/country minimum, and little travel within each country because we have to work instead of being unemployed as before). Here is the final list of countriesUpdate: March 2020 Poland – Czech Republic – Austria (short stay) – Hungary – Romania –…
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Does the N26 card allow access to the Mastercard Airport Lounges?
Recently, on a Facebook group of travelers, a person presented what seemed to be an excellent plan: with an N26 black card, one could access free of charge the Mastercard lounge areas at the airport. Mastercard has more than 1000 airport lounges around the world where you can wait comfortably for your flight while enjoying a buffet and a good glass of wine. It sounded too good to be true (access to airport lounges are usually charged around 40 euros per person vs. 10 to 17 € per month for the N26 card for unlimited access, …). Information taken, it isn’t possible. Either the person in question was lucky, or…
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Is the American Express Platinum Business Card cost-effective? My Review + Referral Code
If you would like to obtain an American Express Platinum Business Card, follow this referral link and receive 30,000 free Membership points. Based on the 0.5% payout rate, this represents a premium of €150 I’ve already told you about the American Express Air France card that allows you to collect miles with every expense and have insurance included when you rent a car I recently additionally subscribed to an American Express Platinum Card for professional use with one main objective: free access to airport lounges I propose to explain the advantages of this card and to calculate if it is profitable or not. American Express Platinum Business Card or Air…
