Digital nomad
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[Review] Boursorama Ultim card + Referral link to get 130€
To be sponsored when you create an account at Boursorama and get 130 €, click here. In addition to offering very interesting banking services for travelers, neo-banks such as N26 and Revolut have another merit: they force other banks to wake up It is now the Boursorama bank that is issuing a new card: the Boursorama Ultim card, very interesting for travelers. It interests me all the more since Boursorama has been my main bank for several years. EDIT December 2020: Boursorama has just launched the big sister of the Ultim card: the Ultim Metal card. The Ultim Metal card costs 9,90 € / month and doesn’t bring much new.…
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Digital Nomad: how to find the ideal accommodation on Airbnb?
As a digital nomad, we stay all year round in Airbnb apartments. In this video, I explain my approach to find a monthly accommodation in which we will feel at home. I present you the questions I ask the owner before booking. If you have never used Airbnb and you want a coupon code, you can use this link which will give you a 25 € discount: https://www.airbnb.fr/c/jmoingt?currency=EUR
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N26 and Revolut: How to declare foreign accounts for taxation in France?
This article concerns only French tax residents If you have an N26 or Revolut account, you may not know it but these are foreign accounts! Indeed, N26 is a German bank and Revolut is an English bank You must therefore declare these accounts to the tax authorities via your tax return. This declaration does not imply any additional tax or fee but if you forget it, you can be fined €1500 per undeclared account. The procedure isn’t very complicated, here is how to do it. 1/ At the end of your online tax return, you will have a “Miscellaneous” section where you have to tick the box “Accounts opened, held,…
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How to save for Retirement as a French Digital Nomad?
Some people think that digital nomads lead a bohemian life. This may be the case for some of us who work just enough to lead a comfortable life in Southeast Asia without worrying too much about tomorrow This isn’t our case. While we are slowly approaching our forties, we are thinking a little about what we will earn in retirement to ensure our old age. We carry out several actions in parallel to prepare all this knowing that we have the following constraints Disclaimer, I am neither a financial expert nor a wealth advisor, this article only presents what we undertake but I do not pretend to think that it…
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Travel Hacking: Is it possible in France ?
As a “permanent traveler”, I am fascinated by the “travel hackers” in North America who enjoy flights and hotel nights almost for free thanks to the points they have accumulated For the most part, these points are accumulated via their credit cards. Broadly speaking, banks in North America offer very generous benefits when using their credit cards. The more a person consumes, the more points he or she accumulates that can be turned into benefits The use of these credit cards is dangerous because one can very quickly find oneself in an infernal circle and have large sums of money to repay with very high interest rates On the other…
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How to surf faster when you have a rotten connection? (With uBlock Origin, ScriptSafe, Pi-hole and TripMode)
In France (in big cities anyway), we are used to having a fast connection (long live fiber optics!), unlimited and cheap (thanks Free!). Travelling all over the world, we realize that it is far from being the same in every country. Even if Wi-Fi has become a convenience, it isn’t always unlimited, it is rarely fast and it can be expensive 🙂 As digital nomads working on the internet, we can work (almost) anywhere in the world but we avoid : Countries at war (that’s why Syria isn’t on the program for example). Countries where the connection speed is too low (that’s why we removed Laos from our itinerary for…
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Digital Nomad: Assessment after 2.5 months in Morocco (Marrakech, Essaouira, Sahara Desert)
We just spent 2.5 months in Morocco! It’s the first time we’ve stayed so long in one country (since our departure around the world in June 2016). A small assessment is necessary. Why Morocco? Digital nomads often choose to flee the winter, because they can choose their destination and few people like the greyness and cold There aren’t many destinations where you can spend the winter in warmth, without breaking the bank. Between Asia and North Africa, the choice was very easy for me. I can no longer stand pollution in Asia, my skin suffers from it, and to find a more or less human face, I have to go…
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Free Mobile: the best phone plan to go abroad?
As you know, we usually buy a prepaid SIM card in every country we visit But as we’re coming back to Europe for a while before leaving for 6 months in North America (where internet is expensive), we’re going to use the services of Free Mobile. Free Mobile: How much does it cost? Free Mobile offers two packages : A package at 2 € / month with 2 hours of call, unlimited SMS and 50 MB of internet. Can be used from Europe and French overseas departments. Given our consumption of internet, we have to hold 1/2 day with this 🙂 A flat rate at 20 € / month. With…
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How to make an effective phone meeting while being on the other side of the world?
In our consulting business, we have to communicate with our clients on a daily basis. Of course we use e-mail and instant messaging, but we also have regular telephone meetings with one or more people. Here are a few tips to make it go as smoothly as possible. 1/ Being on time As you’ ve probably already noticed, meetings rarely start on time, even when everyone is working in the same room. There is always a 5 / 10 minute beat by the time everyone arrives and settles in. This is even more true when you have to connect to a Skype, plug in a microphone, … We therefore make…
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How to receive a Parcel or Courier anywhere in the world with DHL, FedEx or UPS?
Even if you organize your life in “paperless” mode, sometimes you don’t have a choice and you have to receive a letter or a parcel. Not necessarily obvious when you are digital nomad and you don’t have a permanent address. Concretely, in two and a half years of travel, the need arose 3 times. Each time in order to receive a bank card (twice following the expiration of the card, once following a hack). I have so far experienced DHL (in Vietnam, Turkey, Chile and Mexico) and FedEx (in Canada). Here’s how to proceed. 1/ Find a shipping address You have several options: Send mail to your Airbnb address. It…
